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Gutter replacement

Gutter replacement cost calculator

Gutters are the cheapest thing on this site to replace and the most expensive thing to ignore. Failed gutters do their damage to the fascia, the siding and the foundation, not to themselves.

Reviewed 25 October 2026 · Written by Mantu Kumar

See the illustrated project guide

Written and maintained by
Evidence review4 August 2026
Calculation rulesRead the methodology Quality standardEditorial policy
Seamless gutter system: K-style gutter on hidden hangers, end cap, outlet, downspout, elbows, guard and the extension that carries water away from the foundation Front view of a one-story house eave with a long seamless K-style gutter hung on hidden hangers every two feet and pitched toward a corner outlet. A downspout runs down the wall with two elbows to a splash block and an optional underground drain. A mesh gutter guard covers part of the run. Rain flows off the shingles into the gutter and down the downspout. A dimension along the eave shows the linear feet that set the price. LINEAR FEET ALONG THE EAVE · ROUGHLY FLOOR AREA ÷ 10 GUARD (SEPARATE PRODUCT) HIDDEN HANGERS EVERY 2 FT 1 2 3 4 5 6 7 8 9 FULL REPLACEMENT$2,300–$6,400 with removal 2026 PLANNING RANGES1Aluminum, sectional · $5–$15/ft2Seamless · about 20–40% more3Outlet pitched to the corner4Downspout every 30–40 ft5Extension or splash block6Guards priced on their own7Old gutter removal85- or 6-inch gutters9Story height Cutaway, not to scale. Planning ranges are national 2026 installed figures.

2026 planning ranges

  1. 1Aluminum, sectional · $5–$15/ft
  2. 2Seamless · about 20–40% more
  3. 3Outlet pitched to the corner
  4. 4Downspout every 30–40 ft
  5. 5Extension or splash block
  6. 6Guards priced on their own
  7. 7Old gutter removal
  8. 85- or 6-inch gutters
  9. 9Story height

Full replacement: $2,300–$6,400 with removal

Gutter anatomy: the seamless run priced by the linear foot, hidden hangers, the slope to the outlet, downspouts, elbows and the extension that keeps water away from the foundation, plus guards as a separate product.Planning illustration for checking a quote’s scope. Not an engineering or construction drawing.

Gutter replacement cost estimate

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Diagram, part by part

Gutter replacement: every numbered part explained

The gutter replacement drawing above has 9 numbered parts, from Aluminum, sectional to Two- and three-story homes. Each card below frames one of them, and after you run the calculator it shows what that part adds to your estimate.

  1. 1 Aluminum, sectional

    $5–$15/ft

    Sectional aluminum gutters come in 10 to 20 foot pieces joined with seams. They cost less and suit simple runs, but each seam is a place that can leak over time.

    What moves it: Linear feet, number of corners and stories.

    On the quote: Ask how seams are sealed and how often hangers are spaced.

  2. 2 Seamless

    about 20–40% more

    Seamless gutters are formed on site from a coil to the exact length of each run, so the only joints are at corners and outlets. They leak less and look cleaner.

    What moves it: Linear feet and the gutter size.

    On the quote: Ask for the metal thickness and the hanger type and spacing.

  3. 3 Outlet pitched to the corner

    Part of the install

    Gutters slope gently toward the outlets, about a quarter inch per 10 feet, so water does not pool and freeze. Long runs often pitch both ways to a downspout in the middle.

    What moves it: Run length and fascia condition.

    On the quote: Ask how the pitch is set and checked.

  4. 4 Downspout every 30–40 ft

    A downspout every 30 to 40 feet of gutter keeps water from overflowing in heavy rain. Larger 3-by-4-inch downspouts move more water and clog less.

    What moves it: Number of downspouts and their size.

    On the quote: Ask for downspout size and where each one discharges.

  5. 5 Extension or splash block

    Small extra per downspout

    Extensions or splash blocks carry water several feet away from the foundation. Without them, the gutter just dumps water at the wall and into the basement.

    What moves it: Number of downspouts and yard layout.

    On the quote: Ask whether extensions or underground drains are included.

  6. 6 Guards priced on their own

    Gutter guards keep leaves out but are a separate product with a wide price range, from simple mesh to micro-mesh that blocks shingle grit.

    What moves it: Guard type and linear feet.

    On the quote: Ask whether guards void the roof or gutter warranty and how they are cleaned.

  7. 7 Old gutter removal

    $260–$640

    Taking down the old gutters, downspouts and hangers and hauling them away. It is also the moment to check the fascia board behind them for rot.

    What moves it: Linear feet and the old gutter material.

    On the quote: Ask whether rotten fascia will be replaced and how that is priced.

  8. 8 Gutter size: 5 or 6 inch

    6-inch about 18% more

    Five-inch gutters handle most homes. Six-inch gutters carry about 40% more water and suit large roofs, steep pitches and heavy-rain areas, for about 18% more cost.

    What moves it: Roof area, pitch and local rainfall.

    On the quote: Ask which size the roof area and pitch call for.

  9. 9 Two- and three-story homes

    Taller homes cost more

    Taller homes need longer ladders, lifts and more setup time, and downspouts are longer. The calculator raises the price for second and third stories.

    What moves it: Number of stories and ground access.

    On the quote: Ask whether a lift is needed and if it is in the price.

A closer look at your project

Follow the drainage path, not just the roof edge

Gutter length is one input. Downspouts, fittings and the route to the discharge point explain other parts of the project.

Illustrative house eave with a gutter and downspout continuing toward ground-level drainage.
Read the visible drainage system as a connected route: roof edge, gutter, downspout and discharge.AI-generated illustration for explanation. Not a site inspection or installation specification.

Look closer at three details before you compare gutter quotes. These close-ups are crops of the same AI-generated illustration.

Seamless K-style aluminum gutter run mounted along the fascia board under the roof drip edge.Roof-edge gutter run

Measure the gutter runs

Enter the total horizontal gutter length requested by the calculator. List separate sections so you can check a contractor’s measurement. Do not substitute roof area for linear feet.

Aluminum downspout routed cleanly down the exterior corner trim to a ground extension.The connected downspout

Count the other components

Ask for downspout count, corners, outlets and end pieces. Compare the same material and profile across quotes; a per-foot headline may not include all fittings.

Fine stainless mesh gutter guard keeping leaves out of the trough along the roof edge.Discharge point; guards are a separate item

Separate guards and repairs

Ask whether guards, removal, fascia repairs and drainage extensions are included. These can be separate decisions, so identify them before comparing the final totals.

Before comparing totals, ask for these details

Gutter runs
Length, material, profile and sectional/seamless construction
Drainage route
Downspouts, outlets, elbows and discharge arrangements
Optional work
Guards, fascia repair, removal and extensions
Coordinate gutter work with roof replacement

Working out your linear footage

The quick estimate is your home’s square footage divided by ten. A 2,000 square foot house needs roughly 200 linear feet of gutter. It is rough — homes with multiple roof sections, valleys or unusual shapes need more — but it gets you close enough to sanity-check a quote.

Downspouts are counted separately and are usually priced per unit. One every 30 to 40 feet of gutter run is the normal specification.

MaterialPer linear foot, installedExpected life
Vinyl$3 – $712 yrs
Aluminum$5 – $1520 yrs
Galvanized steel$8 – $1822 yrs
Zinc$18 – $3550 yrs
Copper$25 – $4560 yrs
Aluminum is the sensible default for most homes — the best balance of price, weight and durability.

Sectional or seamless

Sectional gutters come in lengths that join together, and every joint is a future leak. They are cheaper and can be installed by a competent homeowner.

Seamless gutters are rolled on site from a coil to the exact length of each run, so the only joints are at corners and outlets. They cost roughly 20 to 40% more and they are what most homeowners should buy, because the failure mode of a gutter is almost always a joint.

Guards: the honest version

Gutter guards run $7 to $20 per linear foot installed, which on a typical house is comparable to or more than the gutters themselves. Whether they are worth it depends almost entirely on your trees.

With large deciduous trees overhanging the roof, guards convert a twice-yearly climb into an occasional one, and that is genuinely valuable. With no trees nearby they solve a problem you do not have. No guard eliminates cleaning entirely, whatever the sales pitch says — fine debris and shingle grit still accumulate.

What insurance covers

Storm damage — a fallen branch, hail, wind tearing a run loose — is generally covered, subject to your deductible. Rust, sagging from age and damage from clogging you did not deal with are not.

Since a complete gutter replacement often costs $2,300 to $6,400 and deductibles commonly sit at $1,000 to $2,500, a gutter-only claim is frequently not worth filing. Where it does make sense is when gutters are damaged alongside the roof in the same storm and can be included in one claim.

Gutter result summaryLinear footage is only the start: gauge, profile, seamless fabrication, hanger spacing, downspout count, stories, fascia condition, guards and discharge routing complete the drainage system. Confirm actual eave measurements before using a home-size estimate as a quote comparison.

Worked example: 200 feet on a 2,000 sq ft house

This page’s rule of thumb is floor area divided by ten. A 2,000 sq ft house is about 200 linear feet. Aluminum is $5 – $15 per foot installed. Seamless is the 20% to 40% step-up from the sectional price, which is why a whole-house job can reach the published $2,300 – $6,400 complete-replacement band once removal is included.

Aluminum, then the seamless step-up

Worked example
200 ft sectional aluminum at $5$1,000
200 ft sectional aluminum at $15$3,000
Seamless, about 20% morefrom $1,200
Seamless, about 40% moreup to $4,200
Downspouts, one every 30–40 ftabout 5 to 7 outlets
Published complete replacement, with removal$2,300 – $6,400

Guards are a separate product. In a cold climate the failure is often an ice dam at the eave, which is a roof-edge detail, not a thicker gutter price. In a high-rain climate the failure is a joint or a downspout that dumps at the foundation — see the foundation page. A deductible often sits near the whole cost of this job, so a gutter-only claim rarely pays for itself.

Gutter replacement cost by region

The calculator's default gutter replacement job, repriced for each of its six regions. At the national average it runs $1,876 – $5,455; South / Lower Midwest is the lowest at $1,632 – $4,746, and West Coast metro is the highest at $2,438 – $7,092, a gap of about $1,576 at the midpoint.

RegionPlanning rangeMidpoint
National average$1,876 – $5,455$3,666
South / Lower Midwest$1,632 – $4,746$3,189
Mountain / Plains$1,782 – $5,182$3,482
Mid-Atlantic / Upper Midwest$2,101 – $6,110$4,106
Northeast metro$2,363 – $6,873$4,618
West Coast metro$2,438 – $7,092$4,765

What “How to measure” does to the price

Every other input stays at its default and only “How to measure” changes. The cheapest choice, Estimate from home size, comes to $1,876 – $5,455; the most expensive, I know my linear feet, comes to $14,499 – $42,425.

ChoicePlanning rangeMidpoint vs default
Estimate from home size (default)$1,876 – $5,455—
I know my linear feet$14,499 – $42,425+$24,796

What “Gutter material” does to the price

Every other input stays at its default and only “Gutter material” changes. The cheapest choice, Vinyl, comes to $1,371 – $3,435; the most expensive, Copper, comes to $6,926 – $13,031.

ChoicePlanning rangeMidpoint vs default
Vinyl$1,371 – $3,435−$1,262
Aluminum (default)$1,876 – $5,455—
Galvanized steel$2,633 – $6,213+$758
Zinc$5,158 – $10,505+$4,166
Copper$6,926 – $13,031+$6,313

How age changes the gutter replacement claim payout

Using the default job, a $1,500 deductible and a 20-year expected life. At 10 years old, about $1,833 is held back as depreciation; a replacement cost policy releases it after the work is finished, while an actual cash value policy keeps it.

AgeWearFirst checkHeld back
2 years10%$1,799$367
5 years25%$1,249$916
10 years50%$333$1,833
15 years75%$0$2,749
20 years80%$0$2,932
30 years80%$0$2,932

Quote checklist: 6 items to verify

Gutter quotes are easiest to compare by the foot with the same size and metal.

  1. Linear feet and size. Total feet and 5- or 6-inch gutters.
  2. Metal thickness. Aluminum gauge, such as .027 or .032 inch.
  3. Hangers. Hidden hanger type and spacing.
  4. Downspouts. Number, size and where each discharges.
  5. Fascia repair. A price for rotten fascia found during removal.
  6. Removal and guards. Old gutter haul-away and any guards, listed separately.

How long the job takes

StageTypical timeWhat happens
Measuring30 – 60 minutesEaves, corners and downspout spots.
Scheduling1 – 3 weeksSeamless crews book out in fall.
Removal and install1 dayMost homes are done in one visit.
Guards+0.5 dayWhen added.

Run a hose in each run after installation to confirm the slope and that every downspout drains away from the house.

Common mistakes that raise the cost

Ways to keep the cost down

Most of the price is length and height, but a few choices still matter.

Signs your gutters need replacing

Cleaning and resealing fix some problems; these usually mean replacement.

Questions

How much more is a 6-inch gutter?

About 18 percent more than the same material in 5-inch, on the gutter supply line. Downspouts and guards are still their own lines. Guards default to off.

How much does gutter replacement cost?

A complete replacement typically runs $2,300 to $6,400 including removal of the old system. Aluminum seamless gutters, the most common choice, run $5 to $15 per linear foot installed.

How many linear feet of gutter do I need?

Divide your home's square footage by ten for a rough figure — a 2,000 square foot house needs about 200 linear feet. Homes with multiple roof sections or valleys need more.

Are seamless gutters worth the extra cost?

Usually yes. They cost 20 to 40% more but eliminate the joints between sections, and a joint is where gutters almost always fail. They are rolled on site to the exact length of each run.

Are gutter guards worth it?

It depends on your trees. With large deciduous trees overhanging the roof, guards turn a twice-yearly climb into an occasional one. With no trees nearby they solve a problem you do not have. No guard eliminates cleaning entirely.

Does homeowners insurance cover gutter replacement?

Storm damage is generally covered; rust, sagging from age and clog damage are not. Because a full replacement often costs less than two or three times the deductible, a gutter-only claim is frequently not worth filing on its own.

How long do gutters last?

Vinyl around 12 years, aluminum around 20, galvanized steel around 22, and copper or zinc 50 or more. Regular cleaning extends all of them — standing water and ice are what pull gutters off a fascia.

Aluminum or steel gutters?

Aluminum is the most common because it does not rust and is easy to form into seamless runs. Steel is stronger against ladders and ice but can rust once the coating wears. Copper costs the most and lasts longest.

Do gutters need to slope?

Yes, a gentle slope toward the downspouts, often about a quarter inch per 10 feet, so water does not stand in the trough and freeze or breed mosquitoes.

Can gutters be installed in winter?

Yes, in most weather. Snow, ice and frozen sealant can slow the work, and crews may need to return to adjust hangers once the weather warms.

Do gutters prevent basement water?

Gutters and downspouts that discharge several feet from the foundation are one of the cheapest ways to keep basements and crawl spaces dry. Short downspouts that dump at the wall undo most of the benefit.

What is gutter apron?

Flashing that runs from under the shingles into the gutter so water cannot run behind it and rot the fascia. It is often added during gutter replacement.

How often should gutters be cleaned?

At least twice a year, in spring and fall, and more often under trees. Clogged gutters overflow and send water toward the foundation.

What size downspouts are best?

Larger 3-by-4-inch downspouts carry more water and clog less than 2-by-3-inch ones, which helps on large or steep roofs.

Related

Where these figures come from Rates are cross-checked against 2026 published pricing from Modernize and industry cost guides. Modernize puts seamless gutters at $8 to $28 per linear foot and guards at $7 to $20 per linear foot installed; published national averages for a complete replacement run about $2,300 to $6,400 including removal of the old system. Depreciation is modeled straight-line against expected service life; carriers use their own schedules and some cap payouts by age. These are ranges for planning, not quotes, and nothing here is a coverage determination.
Evidence trail

Sources used to check this model

Primary public references anchor price movement, trade labor and insurance terminology. Calculator rates remain planning assumptions tested against published market ranges.

Reviewed 4 Aug 2026

These organizations do not endorse ReplaceCost. Local contractor quotes, permits, product specifications and the written insurance policy control the real result. See the full methodology for the source hierarchy and update process.

Gutter planning

Gutter replacement topics in a cleaner layout

Estimate the project by measured run, material, downspouts and access instead of relying on one per-foot number.

Cost per linear foot Use measured gutter length and include downspouts, corners and accessories in the scope. Concrete leveling calculatorDownspouts that washed out a slab.
Seamless vs sectional Fabrication method, material and installer setup can affect the installed price.
Downspouts and drainage A complete estimate should include the number, size and routing of downspouts.
Access and fascia condition Height, roof edge access and fascia repairs can change installation labor.
Related searches

Popular gutter replacement searches

Common wording people use when comparing costs, estimates and next steps.

average cost for guttersgutter renovation costgutter replacement programgutter replacement calculatorgutter repair cost calculatorguttering cost calculatorgutter replacement cost per foot
Every estimator, one method

All replacement cost tools

Each tool itemizes the work, shows a planning range, and explains how age, depreciation and your deductible can change the insurance check.

Roof$6,800–$32,000Squares, pitch, material and the ACV/RCV payout split. Solar$15,000–$40,000System size, installed cost, savings and payback period. HVAC$4,000–$19,000Furnace, AC and heat pump costs sized by tonnage. Windows$650–$1,900 eachInsert or full-frame replacement, per window and whole house. Water heater$1,300–$7,500Tank and tankless systems by capacity, fuel and access. Siding$8,700–$32,000Wall-area estimate for vinyl, fiber cement and wood. Gutters$1,900–$5,500Linear-foot estimate for sectional, seamless and guards. Flooring$3–$22 / sq ftMaterial, removal, subfloor repair and water-claim matching. Claim gapACV vs RCVSee the first check, depreciation holdback and your final share. Rebuild cost$200–$305 / sq ftWhole-home rebuild range and a Coverage A shortfall check. Roof areaSquares and bundlesPitch-corrected roof area, waste and shingle bundles to order. Roof taxDeduction & basisDeductible, depreciated or added to basis: a roof by how the home is used. Roof grantsFree screeningCheck which roof repair programs fit your income, age and location. File a claim?File or pay yourselfPayout after deductible against the premium increase a claim can bring. Water damage$1,300–$25,000Drying, flood cuts, flooring and mold by water category and delay. Repair or replace$5,000 & 50% rulesAC, furnace, water heater or roof: test the repair against new. AC size (BTU)BTU and tonsRoom or whole-home cooling load, unit size and tonnage. Fence$10–$65 / ftLinear-foot fence cost by material and height, with gates. Deck$15–$60 / sq ftDeck boards, framing, railing and stairs by material.

Planning summary: Start with the physical replacement estimator, then run the Claim gap tool with the replacement figure, item age, expected life and deductible from your declarations page. The result is a planning estimate — not a contractor quote or coverage decision.