
Measure the gutter runs
Enter the total horizontal gutter length requested by the calculator. List separate sections so you can check a contractor’s measurement. Do not substitute roof area for linear feet.
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Gutter replacementGutters are the cheapest thing on this site to replace and the most expensive thing to ignore. Failed gutters do their damage to the fascia, the siding and the foundation, not to themselves.
Reviewed 25 October 2026 · Written by Mantu Kumar
See the illustrated project guide
2026 planning ranges
Full replacement: $2,300–$6,400 with removal
Diagram, part by part
The gutter replacement drawing above has 9 numbered parts, from Aluminum, sectional to Two- and three-story homes. Each card below frames one of them, and after you run the calculator it shows what that part adds to your estimate.
$5–$15/ft
Sectional aluminum gutters come in 10 to 20 foot pieces joined with seams. They cost less and suit simple runs, but each seam is a place that can leak over time.
What moves it: Linear feet, number of corners and stories.
On the quote: Ask how seams are sealed and how often hangers are spaced.
about 20–40% more
Seamless gutters are formed on site from a coil to the exact length of each run, so the only joints are at corners and outlets. They leak less and look cleaner.
What moves it: Linear feet and the gutter size.
On the quote: Ask for the metal thickness and the hanger type and spacing.
Part of the install
Gutters slope gently toward the outlets, about a quarter inch per 10 feet, so water does not pool and freeze. Long runs often pitch both ways to a downspout in the middle.
What moves it: Run length and fascia condition.
On the quote: Ask how the pitch is set and checked.
A downspout every 30 to 40 feet of gutter keeps water from overflowing in heavy rain. Larger 3-by-4-inch downspouts move more water and clog less.
What moves it: Number of downspouts and their size.
On the quote: Ask for downspout size and where each one discharges.
Small extra per downspout
Extensions or splash blocks carry water several feet away from the foundation. Without them, the gutter just dumps water at the wall and into the basement.
What moves it: Number of downspouts and yard layout.
On the quote: Ask whether extensions or underground drains are included.
Gutter guards keep leaves out but are a separate product with a wide price range, from simple mesh to micro-mesh that blocks shingle grit.
What moves it: Guard type and linear feet.
On the quote: Ask whether guards void the roof or gutter warranty and how they are cleaned.
$260–$640
Taking down the old gutters, downspouts and hangers and hauling them away. It is also the moment to check the fascia board behind them for rot.
What moves it: Linear feet and the old gutter material.
On the quote: Ask whether rotten fascia will be replaced and how that is priced.
6-inch about 18% more
Five-inch gutters handle most homes. Six-inch gutters carry about 40% more water and suit large roofs, steep pitches and heavy-rain areas, for about 18% more cost.
What moves it: Roof area, pitch and local rainfall.
On the quote: Ask which size the roof area and pitch call for.
Taller homes cost more
Taller homes need longer ladders, lifts and more setup time, and downspouts are longer. The calculator raises the price for second and third stories.
What moves it: Number of stories and ground access.
On the quote: Ask whether a lift is needed and if it is in the price.
A closer look at your project
Gutter length is one input. Downspouts, fittings and the route to the discharge point explain other parts of the project.

Look closer at three details before you compare gutter quotes. These close-ups are crops of the same AI-generated illustration.

Enter the total horizontal gutter length requested by the calculator. List separate sections so you can check a contractor’s measurement. Do not substitute roof area for linear feet.

Ask for downspout count, corners, outlets and end pieces. Compare the same material and profile across quotes; a per-foot headline may not include all fittings.

Ask whether guards, removal, fascia repairs and drainage extensions are included. These can be separate decisions, so identify them before comparing the final totals.
The quick estimate is your home’s square footage divided by ten. A 2,000 square foot house needs roughly 200 linear feet of gutter. It is rough — homes with multiple roof sections, valleys or unusual shapes need more — but it gets you close enough to sanity-check a quote.
Downspouts are counted separately and are usually priced per unit. One every 30 to 40 feet of gutter run is the normal specification.
| Material | Per linear foot, installed | Expected life |
|---|---|---|
| Vinyl | $3 – $7 | 12 yrs |
| Aluminum | $5 – $15 | 20 yrs |
| Galvanized steel | $8 – $18 | 22 yrs |
| Zinc | $18 – $35 | 50 yrs |
| Copper | $25 – $45 | 60 yrs |
Sectional gutters come in lengths that join together, and every joint is a future leak. They are cheaper and can be installed by a competent homeowner.
Seamless gutters are rolled on site from a coil to the exact length of each run, so the only joints are at corners and outlets. They cost roughly 20 to 40% more and they are what most homeowners should buy, because the failure mode of a gutter is almost always a joint.
Gutter guards run $7 to $20 per linear foot installed, which on a typical house is comparable to or more than the gutters themselves. Whether they are worth it depends almost entirely on your trees.
With large deciduous trees overhanging the roof, guards convert a twice-yearly climb into an occasional one, and that is genuinely valuable. With no trees nearby they solve a problem you do not have. No guard eliminates cleaning entirely, whatever the sales pitch says — fine debris and shingle grit still accumulate.
Storm damage — a fallen branch, hail, wind tearing a run loose — is generally covered, subject to your deductible. Rust, sagging from age and damage from clogging you did not deal with are not.
Since a complete gutter replacement often costs $2,300 to $6,400 and deductibles commonly sit at $1,000 to $2,500, a gutter-only claim is frequently not worth filing. Where it does make sense is when gutters are damaged alongside the roof in the same storm and can be included in one claim.
This page’s rule of thumb is floor area divided by ten. A 2,000 sq ft house is about 200 linear feet. Aluminum is $5 – $15 per foot installed. Seamless is the 20% to 40% step-up from the sectional price, which is why a whole-house job can reach the published $2,300 – $6,400 complete-replacement band once removal is included.
| 200 ft sectional aluminum at $5 | $1,000 |
| 200 ft sectional aluminum at $15 | $3,000 |
| Seamless, about 20% more | from $1,200 |
| Seamless, about 40% more | up to $4,200 |
| Downspouts, one every 30–40 ft | about 5 to 7 outlets |
| Published complete replacement, with removal | $2,300 – $6,400 |
Guards are a separate product. In a cold climate the failure is often an ice dam at the eave, which is a roof-edge detail, not a thicker gutter price. In a high-rain climate the failure is a joint or a downspout that dumps at the foundation — see the foundation page. A deductible often sits near the whole cost of this job, so a gutter-only claim rarely pays for itself.
The calculator's default gutter replacement job, repriced for each of its six regions. At the national average it runs $1,876 – $5,455; South / Lower Midwest is the lowest at $1,632 – $4,746, and West Coast metro is the highest at $2,438 – $7,092, a gap of about $1,576 at the midpoint.
| Region | Planning range | Midpoint |
|---|---|---|
| National average | $1,876 – $5,455 | $3,666 |
| South / Lower Midwest | $1,632 – $4,746 | $3,189 |
| Mountain / Plains | $1,782 – $5,182 | $3,482 |
| Mid-Atlantic / Upper Midwest | $2,101 – $6,110 | $4,106 |
| Northeast metro | $2,363 – $6,873 | $4,618 |
| West Coast metro | $2,438 – $7,092 | $4,765 |
Every other input stays at its default and only “How to measure” changes. The cheapest choice, Estimate from home size, comes to $1,876 – $5,455; the most expensive, I know my linear feet, comes to $14,499 – $42,425.
| Choice | Planning range | Midpoint vs default |
|---|---|---|
| Estimate from home size (default) | $1,876 – $5,455 | — |
| I know my linear feet | $14,499 – $42,425 | +$24,796 |
Every other input stays at its default and only “Gutter material” changes. The cheapest choice, Vinyl, comes to $1,371 – $3,435; the most expensive, Copper, comes to $6,926 – $13,031.
| Choice | Planning range | Midpoint vs default |
|---|---|---|
| Vinyl | $1,371 – $3,435 | −$1,262 |
| Aluminum (default) | $1,876 – $5,455 | — |
| Galvanized steel | $2,633 – $6,213 | +$758 |
| Zinc | $5,158 – $10,505 | +$4,166 |
| Copper | $6,926 – $13,031 | +$6,313 |
Using the default job, a $1,500 deductible and a 20-year expected life. At 10 years old, about $1,833 is held back as depreciation; a replacement cost policy releases it after the work is finished, while an actual cash value policy keeps it.
| Age | Wear | First check | Held back |
|---|---|---|---|
| 2 years | 10% | $1,799 | $367 |
| 5 years | 25% | $1,249 | $916 |
| 10 years | 50% | $333 | $1,833 |
| 15 years | 75% | $0 | $2,749 |
| 20 years | 80% | $0 | $2,932 |
| 30 years | 80% | $0 | $2,932 |
Gutter quotes are easiest to compare by the foot with the same size and metal.
| Stage | Typical time | What happens |
|---|---|---|
| Measuring | 30 – 60 minutes | Eaves, corners and downspout spots. |
| Scheduling | 1 – 3 weeks | Seamless crews book out in fall. |
| Removal and install | 1 day | Most homes are done in one visit. |
| Guards | +0.5 day | When added. |
Run a hose in each run after installation to confirm the slope and that every downspout drains away from the house.
Most of the price is length and height, but a few choices still matter.
Cleaning and resealing fix some problems; these usually mean replacement.
About 18 percent more than the same material in 5-inch, on the gutter supply line. Downspouts and guards are still their own lines. Guards default to off.
A complete replacement typically runs $2,300 to $6,400 including removal of the old system. Aluminum seamless gutters, the most common choice, run $5 to $15 per linear foot installed.
Divide your home's square footage by ten for a rough figure — a 2,000 square foot house needs about 200 linear feet. Homes with multiple roof sections or valleys need more.
Usually yes. They cost 20 to 40% more but eliminate the joints between sections, and a joint is where gutters almost always fail. They are rolled on site to the exact length of each run.
It depends on your trees. With large deciduous trees overhanging the roof, guards turn a twice-yearly climb into an occasional one. With no trees nearby they solve a problem you do not have. No guard eliminates cleaning entirely.
Storm damage is generally covered; rust, sagging from age and clog damage are not. Because a full replacement often costs less than two or three times the deductible, a gutter-only claim is frequently not worth filing on its own.
Vinyl around 12 years, aluminum around 20, galvanized steel around 22, and copper or zinc 50 or more. Regular cleaning extends all of them — standing water and ice are what pull gutters off a fascia.
Aluminum is the most common because it does not rust and is easy to form into seamless runs. Steel is stronger against ladders and ice but can rust once the coating wears. Copper costs the most and lasts longest.
Yes, a gentle slope toward the downspouts, often about a quarter inch per 10 feet, so water does not stand in the trough and freeze or breed mosquitoes.
Yes, in most weather. Snow, ice and frozen sealant can slow the work, and crews may need to return to adjust hangers once the weather warms.
Gutters and downspouts that discharge several feet from the foundation are one of the cheapest ways to keep basements and crawl spaces dry. Short downspouts that dump at the wall undo most of the benefit.
Flashing that runs from under the shingles into the gutter so water cannot run behind it and rot the fascia. It is often added during gutter replacement.
At least twice a year, in spring and fall, and more often under trees. Clogged gutters overflow and send water toward the foundation.
Larger 3-by-4-inch downspouts carry more water and clog less than 2-by-3-inch ones, which helps on large or steep roofs.
Primary public references anchor price movement, trade labor and insurance terminology. Calculator rates remain planning assumptions tested against published market ranges.
These organizations do not endorse ReplaceCost. Local contractor quotes, permits, product specifications and the written insurance policy control the real result. See the full methodology for the source hierarchy and update process.
Estimate the project by measured run, material, downspouts and access instead of relying on one per-foot number.
Common wording people use when comparing costs, estimates and next steps.
Each tool itemizes the work, shows a planning range, and explains how age, depreciation and your deductible can change the insurance check.
Planning summary: Start with the physical replacement estimator, then run the Claim gap tool with the replacement figure, item age, expected life and deductible from your declarations page. The result is a planning estimate — not a contractor quote or coverage decision.