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Privacy policy

The short version: the calculators run in your browser, nothing you type is sent anywhere, and no account is ever required. The longer version is below.

Mantu Kumar, founder and editor of ReplaceCost
Maintained by Founder and editor · responsible for how this site handles data
Last updated

What the calculators do with your inputs

Nothing leaves your device. Every estimate on this site is worked out by JavaScript running in your own browser. Your footprint, roof age, deductible and every other figure you enter are held in memory while the page is open. They are never transmitted to this site or to anyone else, and there is no server-side record of anything you type.

One exception, and it is entirely your choice. Each result has a Save button. If you press it, the figures you entered are written to your own browser's local storage so the form is still filled in when you come back. That data stays on your device — it is not uploaded, and nobody else can read it. If you never press Save, nothing persists after you close the tab.

To remove a saved estimate, press Clear on the same result, or clear site data for replacecost.com in your browser settings. Clearing it does not affect the calculators.

There is no account, no login, and no email capture anywhere on the site.

The site search box also keeps your last five searches in the same local storage, so they show up as shortcuts next time. They never leave your device, and clearing site data removes them. If you use Share, the link and summary are handed to the app you pick, such as email or a messaging app, only when you choose to send them.

What is collected automatically

Like almost every website, the hosting server records standard request logs — IP address, browser type, the page requested and the time. These are used to keep the site running and to investigate faults. They are not linked to anything you enter into a calculator.

Advertising

This site carries advertising, which is how it stays free to use.

Google is one of the vendors serving those ads. Google uses cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and other sites on the internet.

You can opt out of personalised advertising by visiting Google Ads Settings. You can also opt out of a third-party vendor's use of cookies for personalised advertising at aboutads.info.

Third-party vendors and ad networks may also serve ads on this site and may use their own cookies. This policy does not cover the practices of those third parties, and this site has no access to or control over cookies they set.

You can read how Google uses information from sites that use its services. Visitors in the European Economic Area, the United Kingdom and Switzerland are asked for consent through a consent message before personalised ads are shown, and can change that choice at any time.

Analytics

The site uses Google Analytics to measure traffic in aggregate: how many people visited a page, roughly where in the world they were, and which page or search sent them. It sets its own cookies, does not receive anything you type into a calculator, and is not used to identify individuals. You can block it with the Google Analytics opt-out add-on or by blocking cookies in your browser.

Affiliate and referral links

The site does not currently use affiliate links. If any are added in future, they will be marked on the page where they appear, they will never change the estimate a calculator produces, and they will never cost you anything extra.

Cookies you can control

Every modern browser lets you block or delete cookies, and most let you block third-party cookies specifically. Doing so will not stop the calculators working, since they do not rely on cookies at all. It may affect the ads you are shown.

Children

This site is aimed at homeowners and is not directed at children under 13. No information is knowingly collected from them.

Your rights

Depending on where you live, you may have the right to ask what data is held about you, to have it corrected, or to have it deleted. Because this site does not collect personal information through its calculators, there is usually nothing held to begin with. If you want to ask anyway, use the contact page.

Changes

If this policy changes, the date at the top of the page changes with it. Material changes will be noted here rather than made quietly.

Contact

Questions about this policy or a request about your data can be sent through the contact page. Requests are answered by the site's editor.

Every estimator, one method

All replacement cost tools

Each tool itemizes the work, shows a planning range, and explains how age, depreciation and your deductible can change the insurance check.

Roof$6,800–$32,000Squares, pitch, material and the ACV/RCV payout split. Solar$15,000–$40,000System size, installed cost, savings and payback period. HVAC$4,000–$19,000Furnace, AC and heat pump costs sized by tonnage. Windows$650–$1,900 eachInsert or full-frame replacement, per window and whole house. Water heater$1,300–$7,500Tank and tankless systems by capacity, fuel and access. Siding$8,700–$32,000Wall-area estimate for vinyl, fiber cement and wood. Gutters$1,900–$5,500Linear-foot estimate for sectional, seamless and guards. Flooring$3–$22 / sq ftMaterial, removal, subfloor repair and water-claim matching. Claim gapACV vs RCVSee the first check, depreciation holdback and your final share. Rebuild cost$200–$305 / sq ftWhole-home rebuild range and a Coverage A shortfall check. Roof areaSquares and bundlesPitch-corrected roof area, waste and shingle bundles to order. Roof taxDeduction & basisDeductible, depreciated or added to basis: a roof by how the home is used. Roof grantsFree screeningCheck which roof repair programs fit your income, age and location. File a claim?File or pay yourselfPayout after deductible against the premium increase a claim can bring. Water damage$1,300–$25,000Drying, flood cuts, flooring and mold by water category and delay. Repair or replace$5,000 & 50% rulesAC, furnace, water heater or roof: test the repair against new. AC size (BTU)BTU and tonsRoom or whole-home cooling load, unit size and tonnage. Fence$10–$65 / ftLinear-foot fence cost by material and height, with gates. Deck$15–$60 / sq ftDeck boards, framing, railing and stairs by material.

Planning summary: Start with the physical replacement estimator, then run the Claim gap tool with the replacement figure, item age, expected life and deductible from your declarations page. The result is a planning estimate — not a contractor quote or coverage decision.